Directgov when do i retire

It takes into account the National Insurance you built up before the new State Pension external website was introduced in , as well as contributions and credits since then. So not everyone will get the same amount. It will also show you your National Insurance record, and whether you can improve it.

You might be able to fill gaps by claiming National Insurance credits external website , or making voluntary National Insurance contributions. You usually need to have 10 qualifying years on your National Insurance record to get the new State Pension, but you should check to see how your circumstances affect your National Insurance record external website.

When will I get it? Find out more about how cookies are used on this site and why we want to use them. Step 1 : Check when you can retire. Check what age you can get your State Pension Find out about working after you reach State Pension age Find out if you can retire early with your workplace or personal pension.

Step 2 : Increase your pension. Find out about delaying your pension For advice about increasing your workplace or private pension, speak to a financial adviser.

Find a financial adviser through Unbiased. Step 3 : Check what other financial support you could get. Check what financial help you could get if you: are on a low income need help paying your rent need help paying your heating bill are claiming benefits and the weather is cold are disabled You can also get free bus travel if you: apply for a bus pass.

Step 4 : Decide when to retire. Get advice on planning your pension and deciding when to retire. Is this page useful? The State Pension age is under review and may change in the future. You can keep working after you reach State Pension age.

You might be able to increase the amount you get if you delay your pension. For advice about increasing your workplace or private pension, speak to a financial adviser. To help us improve GOV. It will take only 2 minutes to fill in. Cookies on GOV. UK We use some essential cookies to make this website work. Accept additional cookies Reject additional cookies View cookies. Hide this message. Part of Plan your retirement income: step by step.